There are 12 articles in the Measures, which provide support for the real estate market in terms of credit, tax payment, reduction and exemption of social security fees, reduction of the use cost of land funds, and deferral of construction application fees.
In terms of bank credit, the "Measures" propose to increase financial support for real estate enterprises that are greatly affected by the epidemic, not blindly lending, cutting off loans or suppressing loans, supporting enterprises to resume work as soon as possible, and minimizing the negative impact of the epidemic on the economy. "One enterprise, one policy" has promoted the steady and healthy development of the real estate market.
Real estate development enterprises seriously affected by the epidemic can apply for extension of tax payment according to law, and can postpone payment (up to 3 months) after being submitted to the provincial tax bureau for examination and approval, and are exempt from late payment fees.
For real estate development enterprises with difficulties affected by the epidemic, the land for real estate projects transferred from 65438+ 10/to 65438+February 3 1 (subject to the confirmation date of land transaction) in 2020 can be paid in full by installments, and the land can be paid within 1 month after signing the land transaction confirmation letter. In addition, after signing the contract for transferring the right to use state-owned construction land and paying not less than 50% of the land transfer fee, all relevant functional departments can handle administrative examination and approval such as construction land planning permit, construction project planning permit and construction permit. Without obtaining a construction permit, but with the conditions for the development of the project, the real estate development enterprise may apply. After approval, the quality and safety supervision will intervene in advance to promote the implementation of the project, and the construction permit will be extended within 3 months; Delayed payment of supporting fees for urban infrastructure of real estate development projects affected by the epidemic can be paid within 3 months after obtaining the pre-sale permit.
Article 12 of the Measures for Encouraging Citizens to Consume Housing Reasonably states that Yiyang City will give subsidies to buyers who buy new commercial housing (excluding parking spaces, garages and utility rooms) below 144 square meters in the downtown area (excluding resettlement houses) according to 50% of the real estate deed tax paid, and can only give subsidies within the validity period of the policy.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, believes that the stimulus of the consumer market this year is a bright spot. According to the "Implementation Opinions on Promoting Consumption Expansion and Upgrading and Accelerating the Formation of a Strong Domestic Market" jointly issued by the Development and Reform Commission and other 23 ministries and commissions on March 13, it can be seen that stimulating consumption has become an important means to restart the troika this year. However, the concept of "housing consumption" is not mentioned in such documents. From the perspective of local policies, even if there is a deed tax subsidy for house purchase, the content of "housing consumption" is rarely mentioned. Yiyang's policy defines the concept of housing consumption and objectively reflects the orientation of encouraging this kind of consumer demand. From the actual process, many retailers' consumption incentives or functions are limited. If we really want to stimulate consumption, the stimulation of housing consumption may become a highlight of the follow-up policy.
As far as subsidies are concerned, their practice is similar to that of many cities in China. However, the concept of "encouraging housing consumption" objectively reflects the orientation of local governments to stabilize the property market. This kind of subsidy for real estate deed tax can reduce the pressure of buying houses, thus promoting the activity of the real estate trading market this year.
The following is the full text of Policies and Measures for Promoting the Stable and Healthy Development of the Real Estate Market in the Central City:
First, increase bank credit support. Guide financial institutions to combine the actual situation of enterprises, increase financial support for real estate enterprises that are greatly affected by the epidemic, do not blindly lend, cut off loans or pressure loans, support enterprises to resume work as soon as possible, and minimize the negative impact of the epidemic on the economy. "One enterprise, one policy" can effectively promote the stable and healthy development of the real estate market by reasonably delaying repayment, extending loan extension, lowering interest rate, reducing overdue penalty interest, reducing handling fees and implementing credit protection. (Responsible units: Central Sub-branch of China People's Bank, Municipal Banking Insurance Regulatory Bureau, and Financial Office of the Municipal Government)
Second, delay in paying taxes. According to the relevant regulations, real estate development enterprises seriously affected by the epidemic can apply for extension of tax payment according to law, and can postpone payment (up to 3 months) after being reported to the provincial tax bureau for approval and determination, and be exempted from payment of late fees. (Responsible units: Municipal Taxation Bureau, Municipal Finance Bureau, Municipal Development and Reform Commission)
Three, phased relief and deferred payment of enterprise social security fees. From February to June, 2020, three social insurance units, such as pension, unemployment and work injury, will be exempted from payment; From February to April 2020, the contributions of the above three social insurance units of large enterprises in this city will be halved; From July 2020 to 65438+February, enterprises that have accumulated losses for three consecutive months before applying for deferment can apply for deferment of the above three social insurance premiums. The extension period shall not exceed six months in principle, and the late payment fee shall be exempted during the extension period. If the employer fails to handle the insurance payment in time, it is allowed to pay it back within three months after the end of the epidemic. (Responsible unit: Municipal Human Resources and Social Security Bureau)
Fourth, reduce the cost of using land funds. Real estate development enterprises with financial difficulties affected by the epidemic situation can pay the full land price in installments for the land for real estate projects sold in 2020 (subject to the land transaction confirmation letter) from 65438+1 October to 65438+February 3 1 (subject to the land transaction confirmation letter), and pay the full land price in installments on/kloc. (Responsible unit: Municipal Bureau of Natural Resources and Planning)
5. Go through the relevant formalities and postpone the construction fee. For real estate development projects that are affected by the epidemic and pay the land price in installments, after signing the contract for transferring the right to use state-owned construction land and paying not less than 50% of the land transfer fee, all relevant functional departments can apply for administrative examination and approval of construction land planning permit, construction project planning permit and construction permit. Without obtaining a construction permit, but with the conditions for the development of the project, the real estate development enterprise may apply. After approval, the quality and safety supervision will intervene in advance to promote the implementation of the project, and the construction permit will be extended within 3 months; Delayed payment of supporting fees for urban infrastructure of real estate development projects affected by the epidemic can be paid within 3 months after obtaining the pre-sale permit. (Responsible units: Municipal Natural Resources and Planning Bureau, Municipal Housing and Urban-Rural Development Bureau, Municipal Finance Bureau)
Six, reduce the proportion of migrant workers' wage deposit payment. Enterprises that have implemented the special account for migrant workers' wages, the registration of migrant workers in real-name registration system, and the entrustment of general contracting enterprises to pay wages on their behalf, and have construction projects within the administrative region of this province that have not defaulted on migrant workers' wages for two consecutive years, the wage margin for migrant workers in new real estate projects can be reduced or exempted by not less than 50%; If there are construction projects within the administrative region of this province for three consecutive years and the wages of migrant workers are not in arrears, the wage deposit for migrant workers in new real estate projects can be exempted from deposit. In line with the above conditions, the local labor security supervision department and the housing and urban-rural construction department will jointly review and issue certificates before they can enjoy preferential policies. After the reduction and exemption, if the wages of migrant workers are in arrears, they should pay the deposit of migrant workers' wages in full according to the regulations. (Responsible units: Municipal Human Resources and Social Security Bureau, Municipal Housing and Urban-Rural Development Bureau)
Seven, optimize the pre-sale permit processing process. Optimize the administrative examination and approval procedures such as pre-sale permit and streamline the handling materials. For real estate development enterprises with a credit rating of A or corresponding credit rating, the project image progress required for the pre-sale permit of commercial housing projects shall be mastered according to the standards that the total investment of construction projects reaches more than 25%, the image progress reaches plus or minus zero, and the basement between buildings is completed. The cancellation of the online signing fee service items of third-party institutions shall be handled directly by the competent department without charge. (Responsible unit: Municipal Housing and Urban-Rural Development Bureau)
Eight, strengthen the pre-sale price management. Real estate development enterprises shall declare the highest price, average price and lowest price of commercial housing sales according to factors such as development and construction costs and reasonable profits. The Municipal Development and Reform Commission shall, jointly with the Municipal Housing and Urban-Rural Development Bureau, record the prices declared by real estate development enterprises, which shall not be adjusted within 3 months after the record. All new commercial housing sales must be "clearly marked, one room at a price". (Responsible units: Municipal Development and Reform Commission, Municipal Housing and Urban-Rural Development Bureau and Municipal Market Supervision Bureau)
Nine, optimize the supervision of pre-sale funds. In combination with the relevant policy requirements of project fund management, optimize the supervision measures for pre-sale funds of real estate development enterprises, and at the same time, before the revision of the supervision measures for pre-sale funds, reduce the retention quota of special accounts for pre-sale funds, and reduce the retention quota of real estate development enterprises with credit rating or corresponding credit rating to 5%- 10% of the key supervision quota. (Responsible unit: Municipal Housing and Urban-Rural Development Bureau)
Ten, accelerate the reform of the project approval system. Do a good job in the administrative examination and approval service of real estate development and construction projects during the epidemic prevention and control period. Online examination and approval is implemented, and the examination and approval unit fully implements "online office" for the examination and approval of engineering construction projects, and relies on online platforms such as Hunan Province's engineering construction project examination and approval management system to realize "non-face-to-face examination and approval" through telephone communication, online acceptance and e-mail. (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Municipal Development and Reform Commission, Municipal Natural Resources and Planning Bureau, Municipal Administrative Examination and Approval Service Bureau)
XI。 The construction period and delivery date will be postponed. If the project under construction cannot be completed on schedule due to the delay of epidemic situation, the commencement and completion time shall be postponed accordingly, and the extended construction period shall be calculated from 65438+20201October 23rd (inclusive) to the date when the epidemic situation is relieved, excluding the liability for breach of contract, and the completion acceptance, delivery period and delivery time shall be postponed.
Twelve, encourage citizens to reasonable housing consumption. For individuals who buy new commercial housing (excluding parking spaces, garages and utility rooms) below 144 square meters in the downtown area (except for resettlement houses), they will be subsidized by 50% of the property deed tax, and the online signing of the house sales contract, the online signing of the contract and the payment of the deed tax three times must be within the validity period of the policy. Effectively protect the rights and interests of employees' housing provident fund loans affected by the epidemic and extract and use them; Phased support for enterprises with difficulties in production and operation to reduce the deposit ratio of housing provident fund or delay the payment of housing provident fund, specifically in accordance with the Notice of Yiyang Housing Provident Fund Management Center on Doing a Good Job in the Management and Service of Housing Provident Fund during Epidemic Prevention and Control (Yiyang Provident Fund [2020] No.3 execution). (Responsible units: Municipal Housing and Urban-Rural Development Bureau, Municipal Finance Bureau, Municipal Taxation Bureau and Municipal Provident Fund Management Center)
Thirteen. This notice shall be implemented from June 65438+ 10/day, 2020 to February 3 1 day, 2020. All districts and counties (cities) can refer to the implementation.