1. What kind of loan is Xingcai Loan? Xingcai Loan is actually a loan business launched by Xingye Consumer Finance Co., Ltd., which is specially provided for parents. If the tuition fee for children's college education is too high, parents can apply for loans here, which is also a kind of support from Xingye Consumer Finance Co., Ltd. for China's education. Xingye Consumer Finance Co., Ltd. is a formal financial institution with a formal business license approved by China Banking and Insurance Regulatory Commission. Its new material plan is also specially provided for parents to let their children receive higher education, with a maximum amount of 200,000. The repayment period of Xingcai loan is as long as 20 years, and the principal can be repaid only by paying interest within 5 years after going to school and graduation 15, so even if you apply for a national student loan, you can apply for a new financial loan.
Second, is xingcai loan reliable? First of all, we should know that Xingcai Loan is not a loan company, but a loan business that Xingye Consumer Finance Co., Ltd. Xing Cai plans to launch? . This plan has also been audited by the Fujian Provincial Department of Education. It is an educational public welfare plan, including scholarships, inspirational growth bases for promoting talents and higher education loans. Therefore, xingcai loan is very reliable. There are big companies behind the guarantee, and there are also government agencies to supervise.
Three. Summary Generally speaking, it is legal to borrow money for development. Students only need to pay interest within five years after graduation, and the repayment period is 20 years, during which the loan can be paid off. The tuition fees of many higher education are very expensive, and even if you apply for a national student loan, you can't afford the tuition fees. At this time, students can apply for a loan to promote wealth.