Now, some auto financing companies and banks have opened online application platforms, which simplifies the process of lending to buy a car, so that people who want to apply for auto loans can submit their applications while sitting at home. At present, the main companies that can directly apply for car loans online are: SAIC General Motors Finance, Toyota Motor Finance, Dongfeng Nissan Motor Finance, Bank of Communications, China CITIC Bank Loan and Ping An Bank. As shown below, there are five steps in the online loan car purchase process: Take SAIC General Finance as an example, log in to official website, and you can find the down payment ratio, loan term and monthly payment price of each package on the "Car Loan Package" page. You can choose a package that suits you better and click "Apply Now". You can also apply through the "Latest Activities" page, or directly click "Car Loan Application" to enter the application page.

Second, fill in the pre-application online.

1, select the brand first, and then select the specific model under the brand;

2. Choose provinces and cities;

3. Fill in name, age, contact information, etc.

4. Submit materials and complete the application;

Third, submit the application materials

Within 24 hours after submitting the application online, you will receive a phone call from the customer service staff of the website to confirm the application information of car loan (what procedures are needed to buy a car with a loan); After that, the local car loan specialist will calculate the monthly payment according to the local actual car purchase price, and formally submit the application materials such as ID card, household registration book, income certificate and driving license after determining the package.

Fourth, wait for approval.

It usually takes about 3 working days to wait for the audit results of the auto credit approval department.

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