Car discounts are at your fingertips and can be obtained quickly. However, if there are more discounts when buying a car, it may have a certain impact on the hedging rate. Preferential strength and hedging rate are two ends of a seesaw. Vehicles with high hedging rate tend to have less preferential treatment, while vehicles with large preferential treatment tend to have lower hedging rate.
The so-called hedge ratio refers to the ratio of the selling price of a certain model to the previous purchase price after it has been used for a period of time, which depends on the performance of the car, the range of price change, reliability, the price of accessories, the convenience of maintenance and many other factors, and is the embodiment of the comprehensive level of the car.
Aside from the product strength of the car itself, the rapid decline in price will have a more obvious impact on the rate of preservation. For example, a car with a guide price of 300,000 can get a discount of 80,000 after listing for half a year. It seems attractive, but it also means that the second-hand car value of this car will not exceed 220,000 in any case, and it will be damaged. After one year, the preservation rate may not even reach 60%.
If you buy a car and use it for a long time until it is scrapped, it doesn't matter whether the value is high or low. Because this will completely exhaust the value of the vehicle, the rate of preservation is only a paper figure. In fact, many people will change cars within a few years after buying a car. Whether the new car is replaced or the old car is sold before buying a new car, the hedging rate is a very important factor.
Especially different from western countries, domestic new cars have a short service life. In the United States, the average car age has reached 1 1.5 years, but the mainstream car age in the domestic used car market is less than 6 years.
According to the national second-hand car trading data released by china automobile dealers association, the number of used cars with a service life of 3-6 years after 20 19 years is the largest, accounting for 4 1. 18%. Followed by used cars with a service life of less than 3 years, accounting for 24.79%? . 7- 10 year accounts for 22.40%, 10 year accounts for1.63%. In the second-hand car trading, the proportion reached 65.9% within 6 years.
In recent years, many car companies have increased the launch of new models. As long as economic conditions permit, most car owners have the idea of changing cars. Therefore, when buying a car, we should seriously consider the vehicle's preservation rate and price concessions. After all, there are many discounts at present, and you may not be able to sell cars in the future.
The sudden outbreak of the epidemic has not only caused a great impact on the automobile industry, but also affected the owner's plan to change cars or buy cars. At present, due to insufficient production capacity, many popular models not only reduce the original concessions, but also slow down the speed of picking up cars. In contrast, some models that are not so popular and have good product strength have considerable concessions.
For example, the original car with a discount of10,000 is now 40,000-50,000, which is still worth starting. As long as the discount is large enough, the factor of hedging rate can be ignored. The most uneconomical thing is to start when the price is firm, but soon the price plummets, and that will be a loss. This is why many people choose to wait and see when new cars come on the market.
In this special period, car home offers limited-time double car purchase discount to users who want to buy a car, so that users have less troubles when buying a car.
The first discount is that 9.9 yuan can get a cash subsidy of 1 10,000 yuan. Users only need to click on the "New Car for Sale" in the lower left corner of the homepage of car home APP, enter the relevant car purchase activity page to pay 9.9 yuan, then go to the 4S store to complete the car purchase, and upload the car purchase invoice in car home. After approval by a special person, the cash subsidy will be paid to their personal accounts and can be withdrawn at any time. This activity covers a variety of popular models, which can meet multiple car purchase needs.
The second privilege is to provide a "white ticket for car purchase" service for invited users of Easyhome who need a loan to buy a car. As long as users participate in cash subsidy activities in 9.9 yuan, successfully purchase cars and upload invoices within the specified time, they will have the opportunity to get interest-free coupons for up to 30 days, thus alleviating the cash flow pressure. The above two rights and interests of some models can be superimposed, and the maximum discount can reach 2500 yuan.
The comprehensive rate of family wealth day is as low as 13.3, which can be recycled within the available quota and returned with the loan. Similar to a credit card, you can choose to pay off the loan in one lump sum, or you can choose to borrow money from home and repay it in installments. However, unlike credit card installment, the family has the money to repay in advance, and there is no charge. Now the "white car purchase" discount is launched, and friends who want to buy a car should pay close attention.
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.