You can directly download the mobile banking App of rural credit cooperatives, and then ensure that the memory card has enough repayment amount on the repayment date every month, and automatically deduct the money on the repayment date.
If you use the mobile banking of other banks, click on the mobile banking on the repayment date, then enter the repayment name of the rural credit cooperative and follow the prompts. After a transfer, the transfer will be saved, and you can choose directly before repayment every month.
2. How can I repay the rural credit cooperative card on my mobile phone?
How can I download it before I can return it?
Third, how does the rural credit cooperative APP view the repayment record?
As long as you download the rural credit cooperative APP, then every transaction is recorded. The amount and date of repayment can be clearly seen.
Four, rural credit cooperatives how to use mobile phones to repay loan interest?
The method of repaying loan interest by mobile phone is as follows: 1. Taking Jiangsu Rural Credit Cooperatives as an example, open the Jiangsu Rural Credit Cooperatives app on the mobile phone desktop. 2. Next, click on the top right corner of the page. 3. Then, click Login. 4. After logging in, click the loan indicated by the arrow. 5. After entering the loan page, click Repay Now. Operating environment: Huawei mobile phone nova 5i rural credit cooperatives app version 3.3.0: 1. About rural credit cooperatives: Rural credit cooperatives (hereinafter referred to as rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management, and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with the provisions of national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and restrict and crack down. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of CBRC and the State Council. 2. Calculation method of loan interest of rural credit cooperatives: loan interest = loan principal loan time loan expected annualized interest rate. It is often used as the annual expected annualized interest rate. The monthly expected annualized interest rate and the daily expected annualized interest rate are determined as the size of the reduction, and the actual interest rate is the same. The interest algorithm of rural credit cooperative loans and bank loans is the same. 1. The calculation formula is: loan interest = loan principal loan time loan expected annualized interest rate. If the loan time unit is days, the expected annualized interest rate is years: loan interest = loan principal loan time (days) loan expected annualized interest rate /360. If the loan time unit is days, the expected annualized interest rate is monthly interest: loan interest = loan principal loan time (days)/12. We need to pay attention to distinguish the expected annualized interest rate of loan interest of rural credit cooperatives: the percentage sign is the expected annualized interest rate, the micron sign is the expected annualized interest rate of the month, and the semicolon is the expected annualized interest rate of the day. It is often used as the annual expected annualized interest rate. The monthly expected annualized interest rate and the daily expected annualized interest rate are determined as the size of the reduction, and the actual interest rate is the same. It is worth noting that the expected annualized interest rate of credit cooperatives is floating, not the same every day and year.