The calculation method of not more than six visits in the past six months is six months from the date of loan application. During this period, the number of inquiry records in the credit report will be checked. More than 6 times of inquiry do not meet the loan requirements, and less than 6 times do. This regulation is mainly to evaluate the frequent visits and consultations of borrowers on their credit information in recent months. A large number of inquiries mean that borrowers rely heavily on extra debt and often look for new borrowers or potential risk factors.