2, bank loan skills:
1) Reasons for borrowing: In the process of applying for a loan, the lender should explain the purpose of the loan and the advantages of personal repayment frankly, clearly and in detail. Such as a good personal credit record.
2) Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want, and they certainly don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.
3) Description of loan: Fill in the application materials in detail, such as loan purpose, personal credit record, income source, repayment ability, family income, etc. Make sure that your loan can be repaid on time no matter when, where or how.
4) Loan repayment: After a successful loan application, the borrower must repay the loan within the specified time. Don't take chances and delay the repayment time, thus causing a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.