1. Purchase restricted areas:
Jiang'an District, Jianghan District, _kou District, Hanyang District, Wuchang District, Qingshan District, Hongshan District, Wuhan East Lake New Technology Development Zone, Wuhan Economic Technology Development Zone (excluding Hannan), East Lake Ecological Tourism Scenic Area, and parts of Dongxihu District, Jiangxia District, and Huangpi District. There are purchase and sale restrictions in the starting area of ??Yangtze New City (to the Wuhu Pumping Station River in the east, to the north bank of the Yangtze River in the south, to the Xishui River and Fuhe River in the west, and to the Jiangbei Railway in the north).
2. Wuhan household registration:
If it is your first home. If you don’t have a house or a mortgage in Wuhan, if you buy a house in a restricted area, the down payment ratio should be no less than 30%;
If it is a second home. If you own a house in Wuhan (regardless of whether the loan is paid off or not) and buy a house in a purchase-restricted area, the down payment ratio must not be less than 50%;
If it is a second house or above. If you own two or more houses in Wuhan, you are not allowed to buy a house in the purchase restriction area.
3. Non-Wuhan household registration:
The condition for buying a house is to provide proof of payment of social insurance or personal income tax in Wuhan for 2 consecutive years (including 2 years) from the date of purchase;< /p>
If you are buying your first home, if you have no house or loan in Wuhan, and if you buy a house in a restricted area, the down payment ratio must be no less than 30%;
If you are buying a second home, you already own one in Wuhan If you own one or more houses, you are not allowed to buy a house in the purchase restriction area.
When did Wuhan’s purchase restriction policy begin?
Wuhan’s purchase restriction policy was implemented on January 15, 2011. At that time, the policy stipulated that households registered in Wuhan City could move anywhere in Wuhan City. However, non-local residents who can provide proof of tax or social insurance payment can only buy houses in the central urban areas (Jiang'an, Jianghan, _kou, Hanyang, Wuchang, Qingshan, Hongshan District and Wuhan East Lake New Technology Development Zone). , Wuhan Economic and Technological Development Zone) to purchase a new commercial housing; non-local residents who cannot provide proof of tax payment or social insurance payment are suspended from purchasing new commercial housing in the central urban area.