1. Debit cards (savings cards) handled in banks are divided into one, two and three categories, of which one category has the highest authority and the most complete functions, the other category is generally used for investment and wealth management, and the third category has no physical card, which is generally bound to mobile banking or third-party payment platforms.
2. The second and third types of debit cards will be subject to the limit. The daily limit of the second type of card is 1 10,000 yuan, and the annual limit is 200,000 yuan. The balance of three types of cards cannot exceed 1 10,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 10,000 yuan. Then an ID card can only handle 4 debit cards in a bank.
3. CCB can handle personal business and corporate business. Among them, personal business includes services such as deposit, loan, payment and settlement, and loan business mainly includes certificate of rights pledge loan, personal housing loan, personal durable consumer goods loan, personal housing decoration loan, personal student loan, personal automobile consumption loan and personal travel loan.
4. Golden Bee Dragon Card can still be used after graduation. Golden Bee Dragon Card is a debit card and has no overdraft function. Mainly for the student groups, the school will go to the bank to handle it, or the individual students will go to the bank outlets with their ID cards.
5. Golden Bee Dragon Card is a debit card and has no overdraft function. Mainly for the student groups, the school will go to the bank to handle it, or the individual students will go to the bank outlets with their ID cards.
The Golden Bee Dragon Card is implemented for students in school: free of card opening fee, card replacement/replacement fee, annual fee (during school), small account management fee (during school) and transfer fee for deposit and withdrawal of China Construction Bank.