Staging music is an online loan platform, which has the function of purchasing goods by stages. Some netizens are very confused after borrowing money from installment music. Will installment music and buying ducks be credited to the credit information? What everyone needs to pay attention to is that if the platform for borrowing is certified by the state, it must be a credit report at the meeting. But if it is some unreliable network platforms, it has nothing to do with credit reporting.

If it is not a state-certified online lending platform, they will not dare to do so because the interest is high, which is not in line with national laws. Bian Xiao has also known about the installment online lending platform before, which is a very formal online lending platform. Therefore, borrowing money from installment music will be blacklisted if it is overdue. However, it is necessary to collect credit when installment music is overdue. Credit collection is provided by borrowers, and installment music has cooperation with many formal banks. If the installment music loan leads to overdue, the interest on the fine is also high. But if you don't pay back all the time, you will need to pay back more and more, just like usury.

If the user fails to return the money for a long time, the debt collector of installment music will also call the address book of the user and the borrower. If it is not paid all the time, installment music will send people to find the borrower's friends, family and the borrower himself, which will affect work and life. Therefore, you must repay the loan. If you don't repay the loan on time, your own credit will be blacklisted.

Don't borrow money at will. Now many young people will choose small loans, and these small loans have ruined the lives of many young people. Therefore, it is not recommended that you borrow money online at will. Overdue credit records will last for about five years, which will also have a very bad impact on users' future life.