It can be done. Student Loans Get a Mortgage. As long as you have no past-due student loan history, you can apply for a mortgage even if your student loan has not been repaid. Whether you can apply for a mortgage loan mainly depends on whether the user has the ability to repay, and the other is the user's personal credit record. Generally speaking, as long as the user has good personal credit, has a stable job and income, and has the ability to repay on time, he or she can also apply for a mortgage. Of course, if a user’s student loan is overdue, they cannot apply for a mortgage.

What does bank ftp mean?

It means that the internal capital center and business departments or branches of commercial banks carry out full fund transfer pricing according to certain rules. In short, it is the internal fund transfer price. The purpose of bank ftp is to calculate the cost and benefits of funds. It is an internal assessment system and does not apply to external parties.