The loan is 650,000 yuan, the interest rate is 4. 1, and the principal and interest are repaid for 30 months, with a monthly loan of 3,332 yuan.

Matching principal and interest means that the total monthly repayment amount is fixed, in which the principal part increases month by month and the interest part decreases month by month.

Calculation formula of equal principal and interest: monthly repayment amount = monthly interest rate of principal (1 interest rate), loan months /( 1 interest rate), repayment months-1.

Monthly interest rate = annualized interest rate/12

65,438+0,650,000 yuan divided into 30 years. Calculated according to the annual loan interest rate LPR 4. 1%, the total interest is * * * 549587.82 yuan, the total repayment amount is 1, 199587.82 yuan, and the monthly repayment amount is 33000.00000000805

Second, the bank loan interest calculator, I want to buy a house, with a loan of 360,000 yuan, which will be paid off in 30 years. The commercial loan is from China Construction Bank. How much do you and I have to pay each month?

The current benchmark interest rate for more than 5 years is 7.05%, and the calculation method is as follows:

Repay the principal and interest 2407. 19 yuan every month. Total interest paid: 506,588.36 yuan.

Three, CCB mortgage interest rate calculator

120000 15 equal monthly repayment of principal and interest1081.The total interest of 95 yuan is 7475 1.2 1 yuan.

The first month's repayment of equal principal is 1 0,082.47 yuan, and the total interest is 63,802.50 yuan.

Four, the construction bank mortgage calculator

/calculator/calculator.jsp This is the personal mortgage calculator of CCB. You can use this to calculate.