I. Introduction of qinhuangdao bank Easy Loan
Qinhuangdao bank is a private bank with many high-quality credit products, among which e-loan is one. As long as you have real estate and other collateral under your name, you can apply for this product, and the amount can be used for enterprise production to help enterprises solve the problem of insufficient funds. During the period of good business operation and house mortgage, you can renew the loan according to the situation.
1, mortgage loan. Suitable for enterprises with real estate, the mortgage rate is as high as 80%, the pass rate is high and the application conditions are simple.
2. Wide range. Individual industrial and commercial households and small and micro enterprise owners can handle it, and they can do it with a business license and collateral.
3. The quota is high. Compared with the pure credit enterprise loan, the maximum amount of this product can reach 5 million yuan, which can meet the large capital demand of enterprises.
4. The repayment method is simple, flexible, customized and recyclable, and the line will be restored immediately after repayment.
Second, the loan application conditions
1. The borrower must have a fixed business place in Qinhuangdao, and the actual business time shall not be less than one year, which is not applicable to newly registered enterprises;
2. At present, the borrower has no civil disputes and criminal case responsibilities related to it, and its credit record is good;
3. The borrower can provide real estate that meets the relevant regulations of the bank as collateral;
4. Other conditions required by the bank.