First of all, talk about the problem that your relatives lend you money for your house: no. Because you are the owner of the property. This is the so-called mortgage. Only you have the right to borrow money. You have gone through a series of loan procedures. You can only lend him the money you lent him.

Let's talk about the house loan first: the house loan has nothing to do with this house. If you use a mortgage, most of it is mortgaged by your newly bought house. That's a low interest rate. If you use this house loan to buy other houses, then your interest rate is calculated by mortgage, not mortgage. The amounts of these two loans are different. Mortgage loan: for example, 500,000 yuan for a house and 500,000 yuan for a house. Older people, because the mortgage loan evaluation price is relatively low, so the evaluation price is 350 thousand. Then you can only borrow half of 350 thousand. If it is a mortgage. Generally speaking, 500 thousand second-hand houses. 500 thousand can be evaluated to 400 thousand Then you can borrow 70%-80% of the 400,000 loan, but this is when you have no other loans in the bank. If you buy a new house, you will get a loan with the total amount of your house. Usually 80%. But if you have borrowed money from the bank before. Then you can only borrow about 60%. ) What I said may be a little confusing. You can ask me if you don't understand. I hope I can help you.