Legal analysis: Applying for a bank car loan advance means that when the mortgaged car has not repaid the loan, contact the advance agency to apply for an advance, so as to redeem the vehicle ownership and facilitate the re-mortgage or sale of the vehicle. Processing of procedures.

Legal basis: Article 502 of the "People's Republic of China and Civil Code" A contract established in accordance with the law shall take effect from the time of its establishment, unless otherwise provided by law or otherwise agreed by the parties.

In accordance with the provisions of laws and administrative regulations, if the contract should be approved and other procedures should be followed, the provisions shall be followed. If the failure to go through approval and other procedures affects the effectiveness of the contract, it will not affect the effectiveness of the contract's obligation clauses such as submission for approval and related clauses. If the party that should go through the application approval and other procedures fails to perform its obligations, the other party may request that it bear liability for violating such obligations.

In accordance with the provisions of laws and administrative regulations, if the modification, transfer, termination, etc. of a contract require approval and other procedures, the provisions of the preceding paragraph shall apply.