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Is there a difference between buying a house in full and borrowing money to buy a house to withdraw the provident fund?
There is basically no difference between buying a house in full and withdrawing the provident fund by loan. The lottery behavior needs to be determined according to the total house price after the house purchase online signing. These two points are the same as loans. There is no question of which payment method can be crossed first or more. For those who need it, you can choose the way that suits you.

What should I pay attention to when withdrawing provident fund? 1. When the employee requests to withdraw the housing accumulation fund, he/she should provide his/her ID card and a copy. For self-built, renovated or overhauled self-occupied houses with property rights, if the residents belong to this situation, they should provide the planning, construction documents or dangerous house judgment certificate agreed by the administrative department, authoritative department or real estate management department of the undertaking bank (we are CCB), and choose one. The construction contract signed by the property owner and the construction unit has such contracts, project budget and final accounts and the original of the Property Ownership Certificate.

2. Employees and family members who have serious illness or serious injury accidents and are under great pressure shall provide the diagnosis certificate and medical records issued by secondary and above medical institutions, as well as the patient's medical insurance card and the invoice of current medical expenses. If the employee himself is not sick, if he is not his own, he should also provide a marriage certificate or proof of contact with his relatives.

3, the purchase of pre-sale commercial housing (including affordable housing), these people, commercial housing pre-sale contract and down payment receipt have these conditions; The purchase of second-hand housing, the supply of "real estate sales contract" and "deed tax payment certificate", as the basic proof; The purchase of demolition and reconstruction houses, the purchase of such houses, should provide the "demolition and reconstruction agreement" printed by the municipal real estate management department and the receipt of the house payment.

How long can I get the account after withdrawing the provident fund?

3 working days. Time for the withdrawal of provident fund: after the application form for the withdrawal of individual housing provident fund is submitted and approved by relevant departments, the bank will directly remit the money to the individual account; In principle, it will be credited to your personal provident fund account within three working days after you complete the withdrawal procedures of the provident fund, and it will generally arrive the next day. Generally, it will be transferred to the personal settlement account within 3 working days.

On the fourth working day, you can go to the bank counter or ATM to check whether the extracted housing provident fund money has arrived, and you can call if it has not arrived; Mainly depends on the audit time, the efficiency is different in different places, as long as the audit is passed, it should arrive soon.