Many users gave feedback, and Suning Financial's willful loan suddenly ran out of quota. I don't know what happened. Judging from the current situation, it is true that many people's free loans have been reduced to zero, which may be due to these reasons. first, the amount of discretionary loans and the amount of available loans. After users open discretionary loans, they can see that the total amount is divided into the amount of available loans and the amount of available loans. Consumption quota: the consumption installment quota given by Suning Finance to users, and they can buy things in Suning's stores; Available line: it is the cash withdrawal line, which can be directly withdrawn into the bank card, and it is a pure credit loan.

2. The available amount of willful loans is reduced to

1. Suning Finance is notoriously strict in risk control. Once an abnormal situation occurs, it is possible to temporarily freeze the credit products, no matter whether there is a quota that cannot be lent or the quota is reduced to , it is the same.

2. Friends who log in from different places can check themselves to see if their accounts have been logged in or gone to other places to see if there is any risk of being stolen.

3. Did you unbind the mobile phone number or bank card when changing personal information? After the change, it will be temporarily frozen, and the discretionary credit line may be cleared. You can observe it for a few days, and then contact customer service to remove the risk control.

4. System upgrade Sometimes, when Suning Financial is upgrading its system internally, there will be some problems, which will lead to inconclusive audit and errors. You can wait for a while. To sum up, Suning's finance will change frequently, so you don't need to worry too much. The best way is to find customer service and the information you can get.