If a car does not buy insurance for one year, it will be fined if it is found on the road that it does not buy compulsory insurance, and there will be no discount for paying insurance next year. The following is an introduction to the relevant contents of purchasing insurance: 1. Method of purchase: the insurance of the car can be purchased reasonably according to the needs of the owner, and can be purchased in 4s shops or other places. 2, loan to buy a car: general loan to buy a car insurance needs to be purchased in the store and will also charge a certain renewal deposit. 3. Compulsory insurance: In China, compulsory insurance is compulsory, and all vehicles must be purchased. 4. Insurance: The accident car participates in compulsory motor vehicle third-party liability insurance, and the insurance company pays the rescue expenses within the liability limit.
Will SAIC's failure to buy insurance affect the loan car?
SAIC's failure to buy insurance had an impact on the loan car. During the loan period, a major traffic accident causes the vehicle to be damaged, and the owner will encounter greater economic risks. The lending risk of the corresponding banks will also increase.
What will happen if the loan car does not buy insurance in the second year?
Many people who borrow money to buy a car also buy car insurance, and the premium they need to pay varies from one year to three years depending on the loan term. Someone asked, where should I pay the auto insurance for the second year of buying a car with a loan? Here is a detailed introduction to the two-year insurance problem of this loan car purchase. Driver insurance provides high medical expenses and reduces your medical burden! Recently, Xiao Wang, who got a loan to buy a car, encountered an annoyance. The car bought by Xiao Wang on loan should be updated in the second year, but the price quoted by the agent is too high. He didn't want to buy insurance from the agent, but he read the contract, but there was a power of attorney asking him to buy insurance at the car purchase office during the repayment period. Miss Li, who is more depressed than Xiao Wang, has been told by the guarantee company that she can only apply for insurance from the guarantee company, otherwise the risk deposit of Miss Li will not be refunded. So is there a limit to the car insurance of the loan buyer in the second year? Relevant people believe that the areas where auto insurance is restricted belong to the overlord clause and do not affect it in essence. First of all, buying a car by loan is generally a one-time direct delivery of insurance corresponding to the loan period. Even if the insurance company is changed halfway, it will not affect its own deposits. If the contract is not bound by clear terms, it can be ignored. If the risk deposit is not returned, you can resort to law. If there is no special agreement at that time, you can renew your insurance in other insurance companies. If there is an agreement, you will continue to renew your insurance in the original insurance company. If you didn't get out of danger in the last insurance period, you will enjoy the discount of premium reduction and exemption in the new insurance period. Tips for choosing a car: ... Abstract Many people who borrow money to buy a car buy car insurance at the same time, and the insurance premium they need to pay varies from one year to three years according to the loan term. Someone asked, where should I pay the auto insurance for the second year of buying a car with a loan? Here is a detailed introduction to the two-year insurance problem of this loan car purchase. Driver insurance provides high medical expenses and reduces your medical burden! Recently, Xiao Wang, who got a loan to buy a car, encountered an annoyance. The car bought by Xiao Wang on loan should be updated in the second year, but the price quoted by the agent is too high. He didn't want to buy insurance from the agent, but he read the contract, but there was a power of attorney asking him to buy insurance at the car purchase office during the repayment period. Miss Li, who is more depressed than Xiao Wang, has been told by the guarantee company that she can only apply for insurance from the guarantee company, otherwise the risk deposit of Miss Li will not be refunded. So is there a limit to the car insurance of the loan buyer in the second year? Relevant people believe that the areas where auto insurance is restricted belong to the overlord clause and do not affect it in essence. First of all, buying a car by loan is generally a one-time direct delivery of insurance corresponding to the loan period. Even if the insurance company is changed halfway, it will not affect its own deposits. If the contract is not bound by clear terms, it can be ignored. If the risk deposit is not returned, you can resort to law. If there is no special agreement at that time, you can renew your insurance in other insurance companies. If there is an agreement, you will continue to renew your insurance in the original insurance company. If you didn't get out of danger in the last insurance period, you will enjoy the discount of premium reduction and exemption in the new insurance period. Tips: Not having an accident in the first year can save a lot of premiums, which is also a good measure for citizens to drive carefully and travel safely. If economic conditions permit, car insurance is best to be fully insured. Besides, don't forget to continue to buy life insurance. 1, just buy insurance in the second year of the loan. In addition to compulsory insurance, you can also buy some basic insurance such as third party liability insurance, theft insurance, scratch insurance, car damage insurance, car personnel insurance and deductible insurance. See what insurance you need, and you don't need to buy auto insurance that you don't need to insure. 2. In fact, after the new car insurance expires in the first year, the actual insurance situation can be compared with the setting of the insurance policy. At this time, the result of the first year insurance is not only a "regret", but a basis for the second year insurance of new cars. Choosing insurance at this time is more targeted and instructive than the first year. It is understood that if an insurance company is designated when the loan is used to buy a car, and the agreement cannot be changed, the insurance company cannot be changed within the contract period. There is no insurance company. If you are not satisfied with your current auto insurance company, you can change it in the second year. @20 19