At present, the most direct way for people to solve the difficulty of capital turnover is to apply for a loan, which only needs to pay a certain interest fee to the lending institution and ensure timely repayment. Qualification and credit information of the applicant when the lending institution applies for a loan. It is often reviewed, and only after the review is passed can the loan be successful. Then, if I have a loan in my name, can I get another loan? Let's get to know each other.

If I have a loan in my name, can I get another loan?

In general, if you have a loan in your name, you can continue to apply for a loan. After all, neither lending institutions nor banks stipulate that a user can only apply for one loan. In addition, there are many types of loans, including credit loans, car loans, mortgage loans, decoration loans and so on. These can be applied simultaneously.

However, applying for other loans with loans needs to meet certain conditions. The specific conditions to be met are as follows:

1 It is required that the applicant's credit information is in good condition and there are no bad records in personal credit information.

The applicant has enough income to fulfill the repayment obligation. If the user's income is not enough to support multiple loans, he can't apply for other loans with loans.

Of course, it should be noted that if there is already a provident fund loan in the name and the provident fund loan has not been settled, then you can't continue to apply for a provident fund loan. Excluding this special situation, basically as long as there is no problem with the user's credit information and the individual has enough repayment ability, he can apply for a loan again.