Can I get a loan if I have a provident fund loan and still have a commercial loan? .

1. Whether the commercial housing loan is settled does not affect your application for provident fund loan. As long as the housing purchased by the employee's family is not three suites, the benchmark interest rate is the first suite, and the benchmark interest rate for the second suite is 10%.

Second. The interest rate of provident fund loans is 4.59% in 1-5 years and 5.04% in 6-30 years. In July this year 1 the maximum amount of provident fund loans was adjusted from 400,000 to 600,000. The longest loan period is 30 years.

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