Liaocheng provident fund loan insurance is not required.

According to the Notice on Developing Personal Housing Loan Business of Housing Provident Fund jointly issued by the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on 20 14 10, it is clearly stipulated that the expenses of personal housing loan insurance, notarization, new house evaluation and compulsory agency guarantee of housing provident fund will be cancelled.

The conditions for purchasing houses with provident fund loans are:

1. The employees of this unit have signed labor contracts for more than three years (or signed labor contracts for three consecutive years 1 year);

2, the normal continuous monthly housing provident fund deposit for more than 6 months;

3. Not exceeding the statutory retirement age;

4. The borrower has a stable economic income and the ability to repay the principal and interest;

5. The borrower agrees to handle the mortgage registration and insurance;

6. Provide the guarantee method agreed by the local housing provident fund management center and its sub-centers;

7. At the same time, submit relevant documents required by the bank, such as house purchase contract or house pre-sale contract, real estate license, land use certificate, deposit certificate of provident fund, etc.