According to Cai Xi's survey. Com, car loans can only be processed if 18 years old or older, but this is only one of the conditions. Users must also have a stable job and income, have sufficient repayment ability and good credit information in order to successfully apply for a car loan. And it happens to be 18 years old, but as a student, it is impossible to apply for a car loan because students do not have enough repayment ability.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.