When booking a car, you need to negotiate specific preferential policies with the sales staff of the 4S shop and ask about the expenses. Preferential policies include car price concessions, giving or buying decorations and other expenses, all of which must be confirmed and signed first. Pay special attention to repayment methods, which are generally divided into equal principal and interest and average capital.
Car installment payment means that users are divided into several installments and pay in monthly installments. Installment payment is a hot spot in the current automobile market. In the current depressed market environment, installment payment is regarded by many businesses as an effective means to seize market share.
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In 2006, 26-year-old James Zhou returned to his alma mater to teach. Once, she was dragged by her colleagues to learn driving. James Zhou, who learned to drive only a few months later, fell in love with driving, but after working for less than a year, she didn't have enough money to "consume" cars. "I was one of the first car owners to enjoy auto credit and bought an economical Alto car that can enjoy credit.
At that time, people who could buy a car by installment always enjoyed the surprised eyes of people around them. What used to be normal was unusual at that time. It not only examines the financial situation of car buyers, but also tests the patience of the parties. The loan for that car has been waiting for more than half a month.
James Zhou recalled that in 2006, auto credit was still very strict, and dealers were not as enthusiastic as before, so he had to do it step by step. "At that time, buying a car loan almost required six certificates, including ID card, household registration book, income certificate, property certificate and house certificate.
The business that needs to be completed in a few hours through distributors, banks and insurance companies abroad takes at least a few days or even longer. But three years later, James Zhou and her boyfriend planned to get married and get a new car as their wedding anniversary, but buying a house and preparing wine for the wedding had hollowed out their financial resources.
James Zhou once again had the idea of buying a car by installment, and decided to buy a car after discussing the feasibility with her boyfriend. "Both of them are as excited as crazy people. First, check the information online every day to screen the cooperative brands of banks.