Branches do not have the status of independent legal persons, and generally cannot bear civil liability independently. Branches are institutions of the head office, and loans should be made in the name of the head office. You can contact the loan department specifically, and it is ok if they are willing to lend to the branch.

2. Can a company open a branch or subsidiary? Do you have any reference materials? Thank you.

Companies can open branches or sub-loan companies, but they cannot operate across counties and districts.

Third, subsidiaries can borrow money.

Subjective law: branches cannot lend. Because the branch has no legal person status, the civil liability shall be borne by the head office, and no resolution can be made. According to the relevant laws and regulations, a branch company cannot have no legal representative, only the person in charge of the branch company.

Legal objectivity: Article 14 of the Company Law allows companies to set up branches. The establishment of a branch company shall apply to the company registration authority for registration and obtain a business license. A branch company does not have legal person status, and its civil liability shall be borne by the company. A company may set up subsidiaries, which have legal personality and independently bear civil liabilities according to law. Fifteenth companies can invest in other enterprises; However, unless otherwise provided by law, investors shall not be jointly and severally liable for the debts of the invested enterprises.