1. When an enterprise applies for loan renewal, the materials it needs to bring are: the applicant's identity certificate and the enterprise's legal person's identity certificate, as well as the company's tax registration certificate, company business license, account opening permit, etc. In addition to the bank card of the loan, the company's financial report, the company's business premises property certificate or related lease contracts.

2. If an individual applies for loan renewal, the materials required include: the borrower's ID card and household registration book, the borrower's marriage certificate, the borrower's income certificate and assets certificate, and the bank account.

Brief introduction of loan extension

Renewing the loan, as the name implies, is "renewing the loan", that is, the borrower already has a loan in the bank and continues to apply for a loan from the bank through the borrower's credit and guarantee conditions. Renewing loans has the following characteristics:

1. Object: The renewal customers of banks must be old customers rather than new customers;

2. Information: The information of old and new loans is usually basically the same, and the basic information of customers, loan projects, uses and guarantee projects are basically the same;

3. Risk: For banks, the risk of renewing loans is usually relatively small.

What materials are needed to renew the loan?

To renew the loan, you should bring:

1. Personal loan renewal information: household registration book or identity certificate, household registration certificate, permanent residence certificate, marriage certificate and loan use certificate of the borrower and spouse. The borrower's income certificate, the payer's bank statement for nearly 6 months, and the payer's asset certificate.

2. Enterprise loan renewal information: tax registration certificate, organization code certificate, business license, account opening permit, loan card, copy of applicant's ID card, copy of legal person's ID card, property right certificate or lease contract, purchase and sale contract and articles of association of enterprise business premises.

Tax payment certificate, owner's assets certificate, financial statements in recent years, business information statements, tax bills, company mortgage or liabilities, and loan use certificate.

What materials are needed for loan renewal?

Loans have become a business that everyone goes back to. In fact, it is necessary to submit the corresponding materials to renew the loan. I suggest you get to know them in advance, so that you can save time and make no mistakes in the process of handling business.

Materials to be submitted for loan extension.

If you want to handle related business, you must prepare all the materials in accordance with relevant regulations, and then submit these materials and documents to relevant institutions or personnel. First, you need to submit an application form signed by yourself, and then if you need to be with the borrower, you need to bring your own * * * with the borrower to the acceptance site. Because you need to sign a contract with the borrower to handle related business, you may not be able to handle this business alone, but it should be simpler than the first time, but some institutions still require you to go offline.

Specific material

Compared with the first time, this business will be simpler, and everyone has already borrowed money, so this procedure should be very simple. Generally speaking, you need to bring your valid ID card and relevant materials to prove, and you need to fill out the loan renewal application form, and then bring these documents and materials to relevant institutions and departments for submission. And sometimes the way to deal with it is simple. Generally speaking, if you go to handle related business on the same day, you can handle it successfully on the same day. Don't feel complicated.

In fact, we should analyze it according to our own situation. I suggest you know the relevant process in advance and prepare the information with it. The information stipulated in each place may be different. If you know in advance, you can avoid some risk factors. As long as you submit the materials according to the regulations, you are sure to pass.

What materials are needed for the second mortgage of the house?

Second mortgage housing needs the following materials:

Materials required for secondary mortgage of real estate:

1, the identity certificates and household registration books of the mortgagor and mortgagee;

2, the first mortgagee agreed to re mortgage documents;

3. Mortgage materials such as house property certificate;

4. The mortgagor and the mortgagee shall sign a mortgage contract and notarize it.

If more than two mortgages are set on the same real estate, the mortgagor shall inform the mortgagee of the mortgages already set.

The creditor's rights secured by the mortgagor shall not exceed the value of the mortgaged property.

After the real estate is mortgaged, if the value of the mortgaged real estate is greater than the balance of the secured creditor's rights, it may be mortgaged again, but it shall not exceed the balance.

What materials do college students need to renew their loans for the second time?

Renewing the loan requires the following materials:

1. Two copies of my ID card and that of the borrower.

2. Two copies of the student ID card cover, home page and registration page.

3. Online application forms (I don't know how many).

4. Power of attorney.

5. Last year's contract. Parents can't help you renew your contract, you must renew it yourself.

Extended data:

Materials required for the first student loan:

The first is the university admission notice and my ID card; Close relatives also need to bring their ID cards to sign student loans; There are also transcripts of online loan answers (the passing scores in different provinces are not necessarily the same, and the online answering addresses are different, so you need to ask the relevant departments of the local education bureau). These are all necessary.

Secondly, different materials are needed in different places. The specific materials need to be inquired by the relevant departments of the local government, and then after all the materials are ready, you can apply for a student loan from the lender.

When applying for a student loan for the first time, the loan student and the lender must be present at the same time. However, the student loan procedures that are not the first loan can be handled by the loan student or the lender, and both parties are not required to be present at the same time.