You and I Loan: It is the leading online P2P credit investment and financing platform in China (Internet finance? A kind of ITFIN product), a practitioner of financial reform, focuses on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and has long been committed to the construction and improvement of the national credit system.
It is a pure third-party network credit investment and financing service platform. It does not take deposits or lend money, but only provides a series of related services such as credit consultation, evaluation, recommendation, fund adjustment and docking, so as to build a bridge for investors and borrowers to allocate funds.
Rong 360 (Beijing Rong Century Information Technology Co., Ltd.) is a typical format of "Internet plus finance" and a new type of network financial service company. It uses big data, search and other technologies to visually present the financial products of hundreds of banks to users.
Extended data:
Your loan is a platform of loan intermediary nature. The products it provides are more formal, but the product loan interest is higher, and there are additional handling fees. Therefore, users who choose your loan must know clearly before making a decision.
Once it is overdue, it will be charged a high penalty, which will be collected by SMS, telephone and door-to-door, which will have a certain impact on the borrower's work, life and reputation.
If the user maliciously fails to repay the loan, he will be sued by the platform to the court, and the assets and deposits under his name will be frozen for compulsory repayment. If the circumstances are serious, he will also bear legal responsibility. Therefore, when you need a loan, you need to be cautious, careful and trustworthy.
Baidu encyclopedia-you and me
Baidu encyclopedia-Rong 360