There is a professional operation process to repay your loan. You must explain the actual situation to your customer service in detail, so as to help you apply for the highest refund amount. However, for your loan equity members, once this fee is recharged, there is no way to refund it, because this is a member, not a physical object, and this has already arrived in your account, so there is no way to refund it. Ordinary loan refunds, such as paying in advance, can be negotiated by calling your official customer service phone. Remember to find someone privately on the platform.