The pricing benchmark of personal loans with floating interest rate (except national student loans) is converted into LPR, and the converted interest rate level is equal to the current execution interest rate of the original contract. The increased value is equal to the difference between the current execution interest rate of the original contract and the corresponding term LPR issued in February 20 19. From the conversion point to the first re-pricing date after that point (excluding), the interest rate level is equal to the sum of the corresponding period LPR of 2065438+65438+February 2009 and the appreciation of the conversion date. From the first repricing date, on each interest rate repricing date, the interest rate level will be set after the last month (if the repricing date is the 20th of a month (excluding the 20th), refer to the last published on the 20th of that month; if it is before the 20th of each month (including the 20th), please refer to the LPR pricing published on the 20th of last month), and the corresponding period LPR and conversion date will be recalculated and determined.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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