1. When purchasing the first self-occupied house, the maximum loan amount is1.2000 yuan. If the balance of the provident fund account is less than 70,000 yuan, it shall be calculated as 70,000 yuan.
2. To buy a second house, the maximum loan amount is 800,000 yuan. If the balance of the provident fund account is less than 20,000 yuan, it shall be calculated as 20,000 yuan. The loan amount is also affected by repayment ability, deposit time, spouse deposit and other factors. Relevant factors such as the adjustment of loan amount when purchasing policy housing will also affect the final loan amount.