What is your specific product? The following are the classifications:

If securities are pledged such as bank drafts, bank acceptance bills, checks, cashier's checks, deposit receipts, treasury bills, etc., the maximum pledge rate shall not exceed 90; if movables or shares that are transferable in accordance with the law are pledged, the pledge rate shall not exceed 90%; If (stocks), commercial acceptance bills, warehouse receipts, bills of lading, etc. are pledged, the maximum pledge rate shall not exceed 70%; if other movables or rights are pledged, the maximum pledge rate shall not exceed 50%.

The link below is for pledge loan information, you can read it carefully.

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