Legal analysis: You can ask the bank why it is unsuccessful, and see if it needs supplementary information or just does not meet the loan requirements. If the former can supplement the complete information, the latter can ask the bank to return the loan information and then go to other banks for consultation.

Legal basis: General Principles of Loans in People's Republic of China (PRC).

Article 2 The term "lender" as mentioned in these General Rules refers to a legally established Chinese-funded financial institution engaged in loan business in China.

The borrower mentioned in these General Rules refers to legal persons, other economic organizations, individual industrial and commercial households and natural persons who have obtained loans from Chinese-funded financial institutions engaged in loan business.

The term "loan" as mentioned in these General Rules refers to the monetary funds provided by the lender to the borrower and repaid the principal and interest at the agreed interest rate and time limit.

The loan currencies in these General Rules include RMB and foreign currency.

Article 3 The issuance and use of loans shall comply with national laws, administrative regulations and management regulations issued by the People's Bank of China, and follow the principles of efficiency, safety and liquidity.