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Must I go to the bank loan designated by the developer to buy a house?
Buying a first-hand house depends on whether the developer has a cooperative bank. If there is no restriction, you can choose any bank to apply for a loan according to your own needs.

If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. Please call 95555 at 8: 30-18: 00, and choose 3 people for customer service -3-3-8 to enter the manual service to provide loans for more information about the city.

Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.