In March 2006, the Guarantee Center’s own operating accumulation was transferred to capital increase of 100 million yuan, and the registered capital increased to 300 million yuan. Starting from 2007, in accordance with the document requirements of the Municipal Party Committee and the Municipal Government on the reform of public institutions, the Guarantee Center was transferred to the management of the municipal state-owned assets system. On January 16, 2008, it was officially renamed Shenzhen Small and Medium-sized Enterprise Credit Guarantee Center Co., Ltd. (hereinafter referred to as the "Guarantee Center" or "Company"), changed from a public institution to a wholly state-owned limited liability company, and the shareholder unit is Shenzhen Investment Holding Co., Ltd. The holding company strongly supports the development of the Guarantee Center and increased its capital by RMB 200 million at the end of 2008. The current registered capital of the Guarantee Center is RMB 500 million.
The business of the Guarantee Center includes loan guarantees, entrusted loans, letter of guarantee business, investment business, government special fund guarantees, bond issuance guarantees, three technology cost guarantees, listing financing guarantees, entrusted review, financing consulting, etc. , meeting the financing needs of small and medium-sized enterprises from different perspectives.
As of the end of 2008, the Guarantee Center has provided a total of 23.5 billion yuan in loan guarantees to 5,246 small and medium-sized enterprises. In 2008, it provided loan guarantees of 6.45 billion yuan to 1,120 small and medium-sized enterprises, among which the high-end service industry is the most representative. Characteristics: The proportion of financing guarantees most urgently needed by small and medium-sized enterprises accounts for more than 85% of the total business. The dynamic process of guarantees promotes the development of small and medium-sized enterprises, resulting in increased tax revenue and employment. At the same time, the Guarantee Center actively promotes the listing project of small and medium-sized enterprises. As of now, there are 26 listed companies and 210 companies planning to be listed among the customers. While achieving good social benefits, the guarantee center's economic benefits have continued to grow for ten years, and its net assets have increased from the initial financial investment of 200 million yuan to 560 million yuan. Under the guarantee of the self-created four-complete risk management system, the ten-year cumulative compensation rate (compensation balance/cumulative guarantee amount) has always been controlled within 10,000 points, and the risk control level has set a new record for national-level enterprises. The holding company's task indicators were exceeded, ensuring the preservation and appreciation of state-owned assets. Due to its good business operation capabilities and risk control level, the Guarantee Center has been rated AAA in the credit rating of national guarantee institutions for two consecutive years.
The Guarantee Center has basically established cooperative relationships with all commercial banks in Shenzhen, and has adopted the cooperation principles of "one vote veto, eighty-two share sharing, three guarantees, and six months of compensation" with the 20 cooperative banks. The first pass rate of the company's recommended projects reached 96%.
Human capital is the most important capital of an enterprise, and outstanding talents are the first resource of the guarantee center. As of the end of September 2009, the Guarantee Center has 81 employees, coming from 22 provinces, cities and regions across the country. They graduated from 34 well-known domestic and foreign universities and 14 well-known overseas institutions of higher learning. 81% of the total employees have a master's degree or above. , 44 are compound talents, 23 are returnees from overseas studies, 81 are front-line business personnel, and the average age is 31 years old. It is this group of employees from all over the world with different educational backgrounds and professional backgrounds who, with a high degree of professionalism and sense of responsibility, unite as one to create a ten-year continuous growth situation for the Guarantee Center. In 2008, all employees were not afraid of difficulties due to changes in the external environment and the increasing difficulty of risk control. With the joint efforts of everyone, the Guarantee Center overcame the adverse effects of the financial crisis and maintained the momentum of steady development of the institution. . In these tightening days when the corporate world has promised not to cut salaries or lay off employees, the total number of employees in the Guarantee Center in 2008 increased by 18.8% compared with the previous year. This not only reserves talents for further development, but also maintains the trend of adding people and increasing efficiency.
The Guarantee Center’s pursuit of scientific management is endless. It accumulates every detail of its work, carefully summarizes and analyzes it, and independently innovates its management model based on industry characteristics and institutional operations, and has achieved some results. , has been widely recognized in the industry across the country. In 2003, "Four Complete" Risk Management System participated in the 4th Shenzhen Enterprise Management Modernization Innovation Achievement Selection and won the first prize; in 2004, "Construction of Credit Guarantee Risk Management System for Small and Medium-sized Enterprises" won the national-level Enterprise Management Modernization Innovation Award. First prize for achievement.
In 2005, Shenzhen Guarantee Center was unanimously elected as the first "Top Ten Most Influential Credit Guarantee Institutions for Small and Medium-sized Enterprises in the Country". In 2007, it won the first prize of China's "Most Independently Innovative Enterprise" and was named the "Growth Star" of the top ten small and medium-sized enterprises in the country at the CCTV 07' New Wealth Annual Conference. In 2008, it was selected into the first batch of "China Guaranteed 50 Billion Institutions on the List", and Chairman Ye Xiaohang was unanimously elected as the first "Leader of Small and Medium-sized Enterprises Credit Guarantee Institutions". Achievements represent the past, and recognition and encouragement from all walks of life are an incentive and spur to the future work of the Guarantee Center.
In addition, the Guarantee Center actively promotes the construction of the credit guarantee system and currently serves as the convener of the National Joint Meeting of Heads of Credit Guarantee Institutions for Small and Medium-sized Enterprises, the Vice President of the China Association of Small and Medium Enterprises, and the President of the Shenzhen Credit Guarantee Association. The unit is the incubation service base of national small and medium-sized enterprise credit guarantee institutions. The Guarantee Center has been actively exploring and working hard to alleviate the financing difficulties of small and medium-sized enterprises and promote the development of the credit guarantee industry for small and medium-sized enterprises for ten years.