The renovated house does not meet the conditions for withdrawing the provident fund, and Dalian housing provident fund cannot be withdrawn; I suggest that you can withdraw the provident fund in the name of buying a house. There is another reason. The prescribed conditions are as follows:

When employees withdraw housing provident fund, they must provide the Application Form for Individual Housing Provident Fund Withdrawal stamped by the unit (in triplicate), the original and photocopy of the ID card of the extractor and the following supporting materials:

(1) If the owner-occupied house is purchased without mortgage, the following supporting materials shall be provided:

When purchasing a first-hand property, the original and photocopy of the purchase contract (or pre-sale contract) and purchase invoice (or receipt) shall be provided when purchasing for the first time;

When buying a second-hand house, provide the original and photocopy of the real estate title certificate and deed tax payment certificate for the first time;

If the compensation for land acquisition is used to increase the housing area, the original and photocopy of the housing resettlement agreement and the purchase invoice for increasing the housing area should be provided when the compensation is first extracted;

(2) If the principal and interest of the house purchase loan are repaid (the owner-occupied house is purchased by mortgage), the original and photocopy of the loan contract signed with the bank shall be provided when the first withdrawal is made;

Employees who meet the conditions for the withdrawal of housing provident fund shall go to the bank where the housing provident fund is opened to receive and fill in the withdrawal application form, and go through the examination procedures with relevant certification materials.

2. Can Dalian Provident Fund decorate the house?

You can't withdraw provident fund for decoration, you can only apply for provident fund.

Loan conditions for renovation of provident fund:

1. The lender must have permanent residence or valid residence status in this city;

2. Push forward from the date of application, and pay the housing provident fund in full 12 months or more (only one husband and wife can pay the provident fund).

3. There are purchase and building contracts (agreements) and related materials that meet the legal requirements;

4. There is a certain proportion of self-raised funds. Self-raised funds for the purchase of commercial housing and affordable housing are not low (self-raised funds for the purchase of second-hand houses or buildings and house overhaul are not less than 30% of the total price);

5. Have a stable economic income and the ability to repay the principal and interest of the loan (monthly income certificate issued by the unit);

6. Agree to use the purchased house or the house with complete property rights or the house of a third party as collateral, the bank time deposit certificate as pledge, or a legal person or group recognized by the loan bank.

Application materials for provident fund renovation loan

1 (ID card, household registration book, marriage certificate or divorce certificate, judgment, ruling, single marriage certificate, etc. );

2. Proof of stable income, etc. );

3. Deposit housing

4. The purchase contract and agreement signed with the selling unit (approved by the land planning department of self-built housing);

Loan application approval form;

6. There must be a receipt for house payment (down payment) of not less than 20% of the total house price (self-raised funds of not less than 30% of the total house price are required for purchasing private houses, building and overhauling self-occupied houses).

7. List of pledge rights and ownership certificate issued by the borrower (or written commitment issued by the guarantor agreeing to provide guarantee).

3. Can Dalian Provident Fund decorate the house?

Decoration can not withdraw provident fund, only apply for provident fund decoration loan.

Loan conditions for renovation of provident fund:

1. The lender must have permanent residence or valid residence status in this city;

2. Push forward from the date of application, and pay the housing provident fund in full for more than 2 months (if both husband and wife pay the provident fund, only one person is allowed to borrow);

3. There are contracts (agreements) and related materials for purchasing houses, building houses and overhauling self-occupied houses according to law;

4. There is a certain proportion of self-raised funds. For the purchase of commercial housing and affordable housing, the self-raised funds shall not be less than 20% of the total house price (for the purchase of second-hand houses or the construction and overhaul of houses, the self-raised funds shall not be less than 30% of the total house price);

5. Have a stable economic income and the ability to repay the principal and interest of the loan (monthly income certificate issued by the unit);

6. Agree to use the purchased house or the house with complete property rights or the house of a third party as collateral, or use securities or bank time deposit certificates recognized by the loan bank as collateral, or provide guarantees by legal persons, organizations or third parties recognized by the loan bank.

Application materials for provident fund renovation loan

1, identification of the borrower and spouse (ID card, household registration book, marriage certificate or divorce certificate, judgment, ruling, unmarried or divorce certificate issued by the unit, etc.). );

2. Proof of stable economic income (proof of unit wage income, etc.). );

3, housing provident fund deposit certificate;

4. The purchase contract and agreement signed with the selling unit (approved by the land planning department of self-built housing);

5. I and my spouse * * * fill in the loan application approval form;

6. Receipt of house payment (down payment) of not less than 20% of the total house payment (proof of self-financing of not less than 30% of the total house payment is required for purchasing private houses, building and overhauling self-occupied houses);

7. List of pledge rights and ownership certificate issued by the borrower (or written commitment issued by the guarantor agreeing to provide guarantee).

4. Can Dalian decorate with provident fund loan?

Housing accumulation fund can be extracted from decoration. According to the provisions of Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts in any of the following circumstances:

1. Purchase, build, renovate and overhaul owner-occupied housing;

2. Retired;

3. Completely lose the ability to work, and terminate the labor relationship with the unit;

4. Go abroad to settle down;

5. Repay the principal and interest of the house purchase loan;

6. The rent exceeds the prescribed proportion of family wage income.

Summary: Article 25 of the Regulations stipulates that if an employee withdraws the storage balance in the housing provident fund account, it shall be verified by his unit and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.