First, the down payment and monthly payment of 3 million houses.
First of all, depending on whether you are the first set or the second set, the first set has no loan record in China, with a down payment of 30%, a down payment of 300,000,000,000 yuan and a loan of 2,654,380,000 yuan as you said. The first set of interest rate benchmark rises by 65,438+00%, and the monthly payment is 30 years, with an equal monthly payment of principal and interest of 65,438+0779 yuan and an average monthly payment of principal of 65,438+.
Second, how much is the down payment for the loan to buy a house?
1, how much is the appropriate down payment for buying a house seems to be a question that has been asked a lot. The most commonly used answer is: it varies from person to person, and there is a reason for this answer. Under normal circumstances, the People's Bank of China will stipulate the down payment ratio of mortgage loans, and there are differences between cities with restricted purchases and cities without restricted purchases, and between banks.
2. For example, if you buy the first suite in Beishangguangshen and Shenzhen, the minimum down payment requirement is 30%, while most second-tier cities such as Tianjin stipulate a minimum down payment of 20% for the first time. Banks in different places have different requirements for buying a house for the first time. Some have no record of buying a house loan before, some require people without a house under their names, some require people without a house under their names or people with a house loan to settle.
3. For people who buy two suites, the situation is more complicated, and the standards for determining two suites vary greatly from place to place. For example, Beijing stipulates that there is a suite under the name, and the loan has not been paid off, and then buying a house is considered as a second suite. If it is paid off, it will be implemented according to the down payment standard of the first suite. In Shanghai, it's different. As long as there is a house under the name, whether there is a housing loan record or not, buying a house again is implemented according to the down payment standard of the second suite.
With regard to the down payment and monthly payment of 3 million houses, we can know that if the down payment ratio is 30%, it will cost 900,000 yuan. And if the monthly payment is made, it is about 15000 yuan. Regarding the loan to buy a house, how much down payment is appropriate is definitely different from person to person and from city to city. And there will be some differences between the first suite and the second suite. We have given you a targeted answer in the above article, and you can learn more about it. I believe it will be clear after reading it.