Credit period: 12 months; Loan term: 3 months /6 months /9 months/12 months; Annual interest rate: 14%, with daily interest.
In addition, Xinyirong loan can be repaid in advance without any penalty and handling fee. Currently, all relevant IOUs are supported for settlement. When deducting money, the system will automatically calculate the interest and principal of relevant IOUs. If "all settled in advance" is selected, the monthly payment of IOUs will not be repaid from the date of settlement, and can be recycled during the credit period, and the amount can be increased by maintaining good credit information and repayment in the later period.