1. What are the conditions for personal loans from Ping An Bank?

Ping An Bank’s loan conditions are relatively simple. In addition to the usual loan age (usually floating between 25-55 years old), the bank prefers For the salaried class with relatively objective income, the monthly income is not less than 4,000 yuan, and the applicant must work continuously and stably in the current unit for 6 months. However, small commercial households can also apply for loans, but the review will be relatively strict. Applicants must provide the original and copy of the corresponding ID card, household registration book, and income certificate issued by the unit. If they can provide paid utility bills, deposit certificates, real estate certificates, etc., it will be more conducive to quickly passing the bank review. /youhui/daikuan/index.shtml

2. Ping An’s new negotiated repayment policy in 2022?

Dear dear, the 2022 Ping An Puhui special reduction and exemption policy is true. There is indeed a reduction or exemption policy launched during the epidemic. Ping An Puhui’s negotiation policies are roughly divided into: reduction, extension or installment. The reduction and exemption plans are roughly divided into two categories:

The first is a one-time reduction and exemption, and a settlement certificate can be issued at a maximum discount of 40%.

Second, it can be reduced or reduced: insurance premiums, service fees, and guarantee fees will continue to be repaid according to the original installments.

Another option is to defer repayment for 3-6 months, and then make second installments up to 72 installments. When we are overdue, the first thing we have to do is to lower our posture and ask for customer service's understanding and forgiveness. Explain your degree of difficulty and express your strong willingness to repay, but you really have no choice now. Attitude is important.

Then you need to clearly explain your approximate future repayment plans and plans based on your own abilities, such as when you will be able to settle the debt in one go, which will help you gain the opportunity for negotiation.

3. What conditions are required by Ping An Bank?

The loan application process of Ping An Bank is roughly as follows. For application conditions, please click on the loan product name on the official website of Ping An Financial Flagship Store to view details. How to borrow a Ping An Bank loan 2 If it is a business loan, you can see it in the application conditions column after clicking to enter. Chinese citizens who need to hold a second-generation ID card must be between 25-55 years old and must have a good credit record. You can choose one of monthly payment, provident fund, tax bill and life insurance policy. How to borrow a Ping An Bank loan 3. The preparation information is clearly marked in the preparation information column of the corresponding loan product. For example, the documents you need to prepare for a business loan are the second-generation ID card and business license. How to apply for a Ping An Bank loan 4. If you meet the above conditions and prepare the required materials, click Apply Now, follow the system prompts, fill in the content and submit, the bank account manager will proactively contact the appropriate person, and then submit the information to the appropriate person That’s it. I myself had business turnover needs before, and I have used several products. In fact, each small loan platform has an internal application portal, with low interest rates, easy disbursement, and high credit limit! Scan the QR code below to enter!

4. What are the conditions for personal loans from Ping An Bank?

Ping An Bank’s loan conditions are relatively simple. In addition to the usual loan age (generally floating between 25-55 years old), the bank tends to accept seniority applicants with a monthly income of not less than 4,000 yuan and continuous and continuous employment in the current employer. Work stably for 6 months. However, small commercial households are also eligible. Applicants must provide the original and copy of the corresponding ID card, household registration book, and income certificate issued by the unit. If they can provide paid utility bills, deposit certificates, real estate certificates, etc., it will be more conducive to quickly passing the bank review.

Loan conditions refer to what conditions an object must meet in order to obtain a loan, and it is a specific requirement for the loan object. All units in the "target" category can obtain bank loans. In real economic life, although some business units are loan targets, they do not meet the loan conditions and cannot obtain bank loans.