1. When a real estate sales contract is signed in the name of the parents themselves, the ownership of the real estate is transferred to the name of one of the children (1) If the transfer of the real estate occurs before the children get married, it is obvious that the ownership of the real estate should belong to the children's pre-marital property. (2) If the transfer of real estate occurs after the children get married, and the real estate is registered in the name of the contributing parents' children, it is still regarded as a gift to only one of the children, and the real estate should be recognized as the personal property of the husband and wife. (3) If the property transfer occurs after the children get married, and the property is registered in the name of the non-child spouse or both husband and wife, and the property loan is repaid with the joint property of the husband and wife, the property shall be recognized as the joint property of the husband and wife. 2. In the case of signing a real estate sales contract in the name of a child and registering the ownership of the real estate in the name of one child or two children (1), if the capital contribution occurs before the children get married, it belongs to the pre-marital personal property of the children who receive the capital contribution; (2) If the contribution occurs after the children get married, it is regarded as a gift to both husband and wife. Accordingly, the real estate purchased by a real estate sales contract signed in the name of one or both children with the capital contribution as the down payment after marriage shall be regarded as the joint property of husband and wife, regardless of whether it is registered in the name of one or both children. If the parents' investment in buying a house is recognized as the joint property of both husband and wife, then if the relationship between husband and wife breaks down, it is necessary to determine the division of property through consultation and then go through the divorce registration procedures. If both parties want to share more property, they can only divorce through litigation, and the court will decide the ownership of the property.

Legal objectivity:

The Supreme People's Court's Interpretation on the Application of the Marriage and Family Section of the Civil Code of People's Republic of China (PRC) (I)

Article 78

Husband and wife sign a contract for the sale of real estate before marriage, pay the down payment with personal property and borrow money from the bank, and repay the loan with the same property after marriage. If the real estate is registered in the name of the down payment payer, the real estate will be handled by both parties through agreement at the time of divorce. If no agreement can be reached in accordance with the provisions of the preceding paragraph, the people's court may rule that the real estate belongs to the registrant, and the outstanding loan is the personal debt of the registrant. At the time of divorce, one party to the real estate registration shall compensate the other party according to the principle stipulated in the first paragraph of Article 1087 of the Civil Code.