1 and 360 IOUs are personal and microfinance platforms under 360 Finance. They were launched in September, 20 16. They evaluate customers' credit based on 360 big data and provide instant consumer loans on this basis. Relying on the advanced Internet security technology and big data technology of 360 Group, 360 IOUs are committed to improving the domestic personal credit system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient financial services for all social groups with financing needs based on massive user credit data and behavior data.
2. Renren Lending Business Consultant (Beijing) Co., Ltd., founded on 20 10, is an information intermediary service institution in peer-to-peer lending and one of the early information intermediary service platforms in China, and is committed to providing online credit and loan matching services for high-growth people. Renren Loan is an Internet financial platform owned by Jin Fu. It focuses on personal loans and its information disclosure is relatively transparent. Relevant operational data will be published every quarter, so as to facilitate lenders to understand the operation of the platform and predict and judge risks in time. The transaction funds are deposited by China Minsheng Bank.
3. Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. Borrowing is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
4. Pat on loan: Pat on loan is the first Internet financial platform approved by the industrial and commercial department, with the business scope of "financial information service" and recognized by the government. With advanced concepts and innovative technologies, Paipai Loan has established a safe, efficient and transparent internet financial platform, which regulates personal lending behavior, enables borrowers to improve their production and life, and allows lenders to increase investment channels. I believe that with the development of the Internet and the improvement of China's personal credit system, advanced ideas and innovative technologies will bring historic changes to private lending, and the loan auction will be the leader of this change.
5. Pleasant loan: it is a domestic online financial service platform, which was launched by CreditEase on 20 12. Yirendai provides credit loan consulting services for white-collar workers in China through the Internet, big data and other scientific and technological means, and provides financial consulting services for investors through the online platform of Yirendai. Yirendai is committed to making it safer, more efficient, more professional and more standardized to meet the needs of customers at both ends of the loan. By establishing, releasing and creating credit value, we can arouse the public's attention and recognition of credit value, make credit truly become the carrier of value, and promote the development of inclusive finance.