When applying for online loans or bank loans, it is necessary to provide the authority of financial institutions to personal address books. On the one hand, it is to prevent the borrower from losing contact and being unable to collect money, on the other hand, it is also to examine the borrower's network resources. What if someone leaves me a phone number to harass me? Actually, this method can be solved!
What if someone leaves me a phone number to harass me?
If the user doesn't borrow money himself, but someone else loans overdue calls him, then the user can directly tell the collector that he can't contact the borrower, ask the online lending platform not to call again, and then just hang up.
If the dunner is still on the phone, the user can directly ask the public security organ for help, or take the initiative to communicate with the lending institution, explaining that the relevant situation requires the lending institution to stop harassing itself, otherwise it will take some measures to safeguard its rights and interests. Under normal circumstances, formal lending institutions will generally not harass others even if they encounter overdue customers.
If it really doesn't work, you can only install interception software on your mobile phone, blacklist collection calls and turn on interception mode, so that you can automatically identify harassing calls and intercept them. If you want to be completely undisturbed, see if you can contact the applicant to pay off the arrears as soon as possible, or modify the emergency contact number.
If it is the user's own loans overdue, it must be repaid as soon as possible, because once it is in loans overdue, it will have a bad influence. For example, credit information will be hurt, loans may be frozen, and malicious overdue will be prosecuted.
The above is Xi Cai Jun's related content about "What should I do if someone leaves me a harassing phone call?" I hope I can help you!
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What if my friend loans overdue always calls me to collect debts?
Loans overdue, a friend, keeps calling to collect debts. Users can remind their friends to pay back as soon as possible. As long as the friend runs the repayment operation, even if the debt is not paid off, the user will not encounter the collection call again. The user's mobile phone number is set as the contact number by a friend, so when the friend's loans overdue doesn't repay the money, the user may receive a collection call.
Because the collection staff will call the collection phone through the network dialing software, it is invalid to hack a single number. Only by letting friends repay as soon as possible will the frequency of collection be reduced, and even collectors will not continue to collect. If a friend is unable to repay the loan, he can apply to the lending institution for repayment through negotiation. After the negotiation is successful, he can repay the loan as agreed in the negotiation. If negotiation fails, overdue debts must be paid off as soon as possible.
Loans overdue, a friend, when a user encounters a collection call, it will only affect the user's daily life and will not affect the user's personal credit.
What if someone leaves me a phone number to harass me? Teach you how to solve it by hand
In addition to providing the mobile phone number, the applicant also needs to fill in the emergency contact number. Once the applicant's loan is overdue, the online lending platform will call the emergency contact, and many people often encounter harassment without online lending. So what if someone leaves me a phone number to harass me? Let's have a look.
What if someone leaves me a phone number to harass me?
First of all, it should be clear that as long as you don't borrow money, your mobile phone number is the way for the online loan applicant to fill in. As an emergency contact, you don't need to repay the applicant. If you are harassed by the online loan platform, you can directly tell the other party that you don't know the online loan applicant, ask the online loan platform not to call again, and then just hang up.
If the online lending platform does not listen to the advice, let the collection call again, or arrange for the collection to change the number and call again. Turn on the recording when you answer the phone, find out which loan company it belongs to, and clearly tell the other party not to call again, so as to find the real debtor to collect the money. If the collection calls names on the phone, it can be regarded as a violent collection, and the recording can be used as proof of the complaint.
If it really doesn't work, you can only install interception software on your mobile phone, blacklist collection calls and turn on interception mode, so that you can automatically identify harassing calls and intercept them. If you want to be completely undisturbed, see if you can contact the applicant to pay off the arrears as soon as possible, or modify the emergency contact number.
If all the above methods fail, only the last aspect can be solved, that is, cancel this mobile phone number and start a new one.
The above is the introduction of "What should I do if someone leaves me a phone number to harass me?". I hope it will help everyone.