Cattle can generally apply for aquaculture loans, which is a form of credit activities that banks or other financial institutions must repay when borrowing at a certain interest rate. The interest rate is either free in the bank or paid by the corresponding institution according to the agreed conditions. Small secured loans have a clear division of labor. The acceptance and labor departments apply, and then the guarantee institutions confirm the guarantee, and finally apply for loans in the bank.

After investigation, the aquaculture loan bank verified the borrower's relevant procedures, confirmed the use efficiency of the loan and the reliability of repayment of principal and interest, and put forward some suggestions on the loan method, amount, term interest rate and repayment method of aquaculture. According to the investigation and review opinions, the lending bank finally decides whether to lend, the loan method, the amount, the term, the interest rate and the repayment method. It is best to sign a loan enterprise contract. Generally speaking, the minimum application amount for aquaculture and rural loans is less than 1 000 yuan, and the maximum application amount does not exceed 50% of the total price of aquaculture varieties. The loan company shall not apply for more than 3 years. In aquaculture, rural loans enjoy certain national policies, so the interest rate of aquaculture loans is not higher than the benchmark interest rate stipulated by the state.