Banks are basically closed on New Year's Day, but each bank will have a business point to handle personal business, usually a local branch business point.

Except for holidays on national statutory holidays (New Year's Day is a national statutory holiday), the bank is open during normal hours.

Bank of China working schedule;

Monday to Friday: 09:00--17:00.

Saturday and Sunday: 9:30am--16:30am.

Extended information:

Bank of China’s personal business includes the following:

1. Deposit business: Personal deposit business includes various deposit businesses such as local and foreign currency savings and Financial bond business issued by banks.

2. Loan business: Personal loan business refers to the short-term and long-term borrowing business provided by banks to individuals.

Mainly include: rights certificate pledge loan, personal housing loan, personal durable consumer goods loan, personal housing decoration loan, personal student loan, personal automobile consumption loan, personal medical loan, personal travel loan, personal credit limit loan etc.

3. Payment and settlement: It mainly refers to banks relying on current deposit accounts and using settlement tools to provide individual customers with consumption, transfer, remittance and other settlement services in addition to deposits and withdrawals, so as to realize the transfer of customers' monetary funds. and liquidation.

4. Collection and payment: The collection and payment business refers to the bank using its own business outlets, settlement network and other resources to provide customers with various agency, distribution or financial management services.

Mainly include: withholding and payment of various expenses paid by residents in daily life, agency for enterprises and institutions to pay wages to their employees, and other collection and payment services.

5. Electronic banking: Electronic banking refers to banks using advanced electronic technology to provide customers with convenient and fast self-service.

Mainly include: online banking, telephone banking, mobile banking, TV banking, self-service banking, ATM (CDM), POS, etc.

6. Investment and financial management: Personal investment and financial management business refers to the deeper financial services that banks provide to specific customers, such as tailor-made and more reasonable and effective management of their assets, liabilities and other financial affairs.

Mainly include: reasonable arrangement of expenses, reasonable investment, purchase of insurance, purchase of real estate such as residences and other private financial issues.

Reference: Southern Fortune Network-Bank of China working timetable