There are many disputes caused by redemption in the process of second-hand housing transactions. Common disputes are:
1. According to the agreement, the buyer of the second-hand house will pay the redemption money, but the seller refuses to fulfill the obligation to hand over the house for various reasons.
2. The buyers and sellers of second-hand houses did not sign the rights and obligations of redemption, but only signed the house sales contract. As a result, various disputes in the transaction process cannot be solved smoothly.
3. The mortgage registration of the property was successfully cancelled from the original bank, and the real estate license was renewed. However, due to other economic disputes of the borrower, the property was sealed up, which made the transaction unable to proceed smoothly.
Therefore, as a user who is ready to buy a second-hand house, unsecured houses are often given priority when choosing a house. This has led to the problem that some owners are not selling their houses smoothly.
In order to avoid the problems caused by foreclosure in the process of second-hand housing transactions, Fangtianxia Finance launched the foreclosure loan service in view of the fact that customers want to sell their own properties but the loans have not been paid off.
Compared with traditional products, Fangtianxia financial foreclosure loan service has distinct characteristics:
1. Loan amount: limited to the existing loan balance of real estate.
Users can easily repay the loan and redeem the building for sale as soon as possible.
Second, the loan interest rate is low: as low as 1.5%.
At present, Fangtianxia financial mortgage loan service covers a number of first-and second-tier cities, among which the monthly comprehensive rates of seven cities including Beijing, Shanghai, Shenzhen, Tianjin, Suzhou and Nanjing only need to start from 1.5%. The comprehensive monthly rates of Chengdu, Chongqing and Wuhan are only 1.8%, while those of Shijiazhuang, Changsha and Zhengzhou are only 2%.
After the foreclosure is completed, the owner can sell the house to meet the demand. The general sales process of light houses without loans is as follows:
1. Determine the selling price: understand the average price in the region and comprehensively consider the location, floor, orientation and decoration.
2. Choice of selling method: you can sell it yourself or entrust a brokerage company as an agent, both of which have their own advantages and disadvantages.
3. Intention to buy a house.
4. Negotiation and signing. In the process of signing the contract, it is necessary to clarify the rights and obligations of both parties (three parties) to avoid disputes.
5. handle the transfer. After the sales contract is signed, you can go through the formalities of property right transaction with the real estate transaction department. After the buyer pays the house payment according to the payment method agreed in the contract, the real estate transaction department begins to accept the transfer application; The buyer and seller paid the relevant taxes, the buyer got the house certificate, and the second-hand house transaction was successfully completed.
Whether it is the original owner or the buyer in the second-hand housing transaction, it is very necessary to know more about buying houses. Only when you are ready can you take your time. In modern society, diversified financial products are more convenient for the public and change people's lifestyle. Fangtianxia Finance provides various ways and opportunities for many aspects of buying or selling houses. For more information, the customer service telephone number is 400-850-8888.