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What products does ICBC loan have?
Although online lending is becoming more and more popular now, considering the interest problem, many people still choose banks as traditional lending institutions. So, as one of the four state-owned banks, what products does ICBC loan have? Let's get to know it together!

Rong e steet

Rong e loan is an unsecured and unsecured RMB loan issued by our bank to borrowers who meet certain conditions for personal legal and compliant consumption purposes. 1 year loan interest rate is above RMB, the maximum amount is RMB 800,000, the longest term is 5 years, and the longest grace period is 12 months. The repayment method is flexible, supporting early repayment and the fastest real-time payment.

Personal pledge loan

Personal pledge loan is a RMB loan issued by China Industrial and Commercial Bank to customers with legal and effective collateral as the guarantee. The minimum amount for a single transaction is 500 yuan, with a maximum of 300,000 yuan, and the maximum amount for a single household is100,000 yuan. The loan period is free, the shortest is 8 days, and the longest is 1 year. You can choose any number of days in this interval. Simple operation process, self-service, automatic approval and quick receipt.

Dai Yi

Easy Loan is a credit consumption credit service provided to customers who hold their own ICBC debit and credit cards when they swipe their cards at ICBC merchants or shop online. There is no need to mortgage, sign in person, submit loan information and wait for loan approval. A single consumption of 100 yuan can be handled, and the maximum amount of a single household can reach 200,000 yuan. Debit cards and credit cards can be used, and the loan period is up to 3 years, which can be repaid with the loan.

p2p lending

Online loan refers to a personal revolving loan that customers apply for loans, withdrawals and repayments through Internet channels such as counter or online banking and mobile banking. Loans have a wide range of uses, simple and fast procedures, and can meet the demand for funds anytime and anywhere. A variety of mortgage (pledge) loans can be used, and the loan funds can be recycled, which supports repayment as you borrow.

Personal housing consumption loan

What products of ICBC loan are introduced here, and other ICBC loan products are not introduced here. You can study in ICBC official website if necessary.