The full name of logistics bank is "logistics bank pledge loan business", which refers to a comprehensive service business in which commercial banks use the logistics information management system of logistics providers to organically combine the capital flow of commercial banks with the logistics of logistics providers, and provide customers with financing, settlement and other services on the basis of the collateral that is popular in the market, stable in price and strong in liquidity and meets the requirements of collateral. From this definition, we can intuitively see that the logistics bank is not a simple financial service or logistics service in the traditional sense, but a comprehensive service that organically combines the two. With commercial banks and logistics suppliers as two fulcrums, logistics banks have built a financing bridge for commercial companies.