At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the benchmark interest rate, with the interest rate unchanged, the repayment method is equal principal and interest, the total interest is 409,777.29 yuan, and the monthly repayment amount is 2,388.27 yuan. Using the average principal method, the total interest is 33 1668.75 yuan, and the repayment amount in the first month is 3,000 yuan.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.