1. Is the auto loan through the auto financing company directly put into the 4s account or the account provided by the lender?

I called the 4S shop directly.

They are all related.

You can pay with the loan. Just pick up the car with this voucher given to you by the auto trade company.

Second, solve: What is the difference between the auto trade company loan and the 4s shop loan?

interest and comprehensive expenses are different.

it is recommended to borrow money from banks or small loan companies.

buy a car again.

Save a lot of money

Third, what is the difference between an automobile trading company and a 4s store

The difference is as follows: 1. Authorization: 4S stores are authorized to sell cars, while automobile trading stores are not. Some automobile trading companies have brand secondary authorization, which is commonly known as secondary dealers. 2. Business type: Auto trade shops generally only sell cars, get insurance and get loans for vehicles. 4S shops have many businesses, such as car sales, maintenance, spare parts, maintenance, and appointment for test drive. 3. Maintenance: If you buy a car in an auto trade shop, it will be more expensive when you repair it in a 4S shop, because you can't get a discount if you don't buy it here.

4S shop, the full name of which is AutomobileSalesServicshop4S 4S, is an automobile sales enterprise integrating vehicle sales, Sparepart, after-sales Service and information Survey.

brand advantage, because most automobile 4S stores operate automobile brands with good brand effect, strong competitiveness and relatively large market share, brand advantage is their main competitive means, which is incomparable to other automobile sales models.

with a complete and standardized service system, the core competitiveness of automobile 4S stores is to win customers with high-quality service. In the automobile 4S shop, consumers can get all value-added services such as automobile information, market trends, after-sales service, maintenance instructions, spare parts supply, etc. No matter the whole vehicle or parts, they can guarantee the original products of the original factory, so that consumers can avoid worries about after-sales service, repair and maintenance.

Automobile trading companies operate in a similar mode of "group buying", and earn a certain intermediate price difference profit to survive. For some models that are popular or relatively low in cost in later maintenance, they can still buy cars at the garage, because the quality of such models is excellent, but they can't avoid the situation of stock cars. Therefore, when buying a car, we must look at the production date and appearance for obvious scratches and other minor problems. (Photo/Text/Photo: Chen Yalan) @219

Fourth, what is the difference between buying a car in auto trade and buying a car in a 4s shop?

There is not much difference between buying a car in auto trade and buying a car in a 4s shop in essence, but there are great differences in some details, such as price, car quality, after-sales quality, loan car purchase, car purchase traps in different auto trade shops, etc., which have great influence on car buyers.

buying a car from an auto trade or a 4S shop is essentially the same. At present, automobile manufacturers have only opened the channel of getting cars for 4S shops, and most of the automobile trade does not have the right to get cars from automobile manufacturers. However, if it is a large automobile trade company or an automobile trade company that has reached an agreement with the manufacturer, there are ways to get new cars from automobile manufacturers. However, there are great differences in some details, such as price, car quality, after-sales quality, loan to buy a car, and the trap of buying a car in an automobile trade shop in different places, which have great influence on car buyers.

1. price. The so-called auto trade shops are actually local car retailers. These car dealers buy cars all over the country. Of course, some of them buy cars from 4S shops. Generally speaking, the prices are high or low. In order to enhance their competitiveness, the car price control of these car retailers is mostly the same as that of 4S or a few thousand dollars, mainly depending on the affordability of the local market.

2. car quality. Cars in auto trade shops buy cars from all over the country. Generally speaking, scooters will be used to transport cars to provincial capitals in a long distance. From provincial capitals to general terminal cities, in order to save costs, the metropolis will drive back directly. After the ABS line is removed from the new car, the engine fault light will light up, but there is no driving record in the odometer. This is a commonly used method. Many people often look at the odometer first when buying a car, but the odometer is not necessarily reliable! In the event of an accident such as scraping in the process of transporting a car, the auto trade shop must be repaired. Therefore, it is possible for many car owners to buy such a repaired car.

3. Quality of after-sales service. Many people don't have 4S in the local area, so they buy cars in some auto trade shops, which basically have no formal qualifications. What's more, shoddy goods also happen from time to time, especially when there are car claims and other problems, auto trade shops and 4S will also pass the buck, which happens from time to time.

4. Buy a car with a loan. Under normal circumstances, the formal 4S only cooperates with its own auto finance and formal banks, and the requirements for credit reporting in the banking system are more formal and strict. However, auto trade shops may cooperate with social intermediaries of third parties to attract car owners by buying cars in yuan and paying 1% down payment. However, these loans often have some traps, which are hard to prevent.

5. Car-buying traps in auto trade shops in different places. Many people can't stand the temptation to buy a car when they see that there are many models with favorable prices on the Internet, but when they arrive at the property, there are often many traps and terms for increasing the price of the car in the contract signed with the auto trade shop, and they are taken in unconsciously. Nothing is different, the routines are all the same. You know, no matter where you bought the car, it was actually produced by a car company, that is, it was all produced in one place. Whether it was a 4s shop in Beijing or an auto trade shop in Hainan, the cars were all from the same factory, so the quality was the same.

manufacturers have policies to protect 4s shops, so it is basically impossible for auto trade shops to buy cars directly from manufacturers. Basically, all cars in auto trade shops are purchased from 4s shops or other third parties. For example, buying goods from 4s stores, first, is because 4s has inventory, which puts great pressure on the capital flow of 4s stores; Second, auto trade stores don't have as many services as 4s stores, and they have a lot of other expenses. Third, 4s has the sales performance evaluation given by the manufacturer, but the auto trade shop does not. 4s wholesales its own car to auto trade, which can not only go to inventory, but also complete the performance. Therefore, the car is the same car, but no matter where you go to buy a car, you must remember that a penny is worth a penny, and there will be no pies in the world, but there must be traps underneath.