1. What are the requirements for a breeding loan of 500,000 yuan? 1.50 million yuan aquaculture loan requirements are as follows: (1) The lender has a fixed residence in the local area and has lived for more than one year; (2) The lender can provide legal and valid identity certificates and residence certificates; (3) The lender must be at least 18 years old, and the age plus the loan period shall not exceed 65 years old; (4) The lender requires good health and full capacity for civil conduct; (5) The lender must have a certain scale of breeding equipment and breeding places, and have more than two years of breeding experience; (6) The lender has no bad credit record. 2. Legal basis: Article 17 of the General Rules for Loans: The borrower shall be an enterprise (institution) legal person, other economic organizations, individual industrial and commercial households or a natural person of China nationality with full civil capacity approved and registered by the administrative department for industry and commerce (or the competent authority). To apply for a loan, the borrower should meet the following basic conditions: first, it has the ability to repay the principal and interest on schedule, and the original loan interest payable and the loan due have been paid off; If there is no repayment, a repayment plan approved by the lender has been made. Two, except for natural persons and institutions that do not need the approval and registration of the industrial and commercial departments, the annual inspection procedures shall be handled by the industrial and commercial departments. 3. basic account or general deposit account has been opened. Four, except as stipulated by the the State Council, the accumulated amount of foreign equity investment of limited liability companies and joint stock limited companies shall not exceed 50% of their total net assets. V. The borrower's asset-liability ratio meets the requirements of the lender. Six, to apply for medium and long-term loans, the proportion of new project owners' equity in the total investment required by the project is not less than the proportion of investment project capital stipulated by the state. Second, how to take the farmer's farming loan process The farmer's farming loan process is as follows: 1. The lender fills in the application for aquaculture loan and submits it to the bank with my ID card, marriage certificate, guarantor or copy of Sanbao; 2. After receiving the relevant information, the loan bank will verify and investigate all aspects, including the borrower's information and repayment ability, the guarantor's credit status and guarantee ability, the property ownership, liquidity and geographical location of the collateral, and then put forward the investigation opinions and send them to the loan for review; 3. After the review, the lending bank shall put forward opinions on whether to lend, and put forward suggestions on loan amount, method, term interest rate and repayment method, and submit them to the loan review meeting for approval; 4. According to the opinions of investigation and review, the lending bank finally decides whether to lend or not, and provides the loan method, amount, term, interest rate and repayment method. If both parties agree, it means that loans can be made; 5. After mutual consent, the lender and the borrower will sign the loan contract face to face; 6. After the contract is signed, the lending bank opens a deposit account and a credit card account for the lender, and then issues the loan to the borrower within the time limit stipulated in the contract.
Second, unsecured, what are the conditions for a loan of 500,000 yuan?
There is a handling fee
3. What are the requirements for a loan of 500,000 yuan from the bank?
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What are the requirements for a loan from a bank?
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Go to the bank and ask. Generally need a guarantee. Such as proof of property or income within six months.
4. What are the requirements for a loan of 500,000 yuan from the bank?
From a practical point of view, the basic conditions for loans are:
First, Chinese mainland residents, under the age of 60;
Second, it has a stable address and work or business premises;
Third, there is a stable source of income;
Fourth, there is no bad credit record, and loans cannot be used for stock trading and gambling;
Fifth, have full capacity for civil conduct.