1. Since 2065438+June 28th, 2005, the benchmark interest rate for one-year loans of financial institutions has been lowered by 0.25 percentage point to 4.85%; The benchmark interest rate for one-year deposits is lowered by 0.25 percentage points to 2%; The benchmark interest rates for loans and deposits of other grades and the deposit and loan interest rates for individual housing provident fund shall be adjusted accordingly.

Six months (inclusive) 4.85%

One-year (inclusive) 4.85%

One to three years (inclusive) 5.25%

Three to five years (inclusive) 5.25%

Two, the first suite of specific preferential policies need to consult the loan bank.