Legal analysis: the guarantor of a secured loan needs to meet the following conditions: full capacity for civil conduct; Having permanent residence and permanent residence in the local area; Have the ability to fulfill the guarantee obligations; No bad debts, etc.

Legal basis: Article 683 of the Civil Code of People's Republic of China (PRC), a legal person organ may not act as a guarantor, except for loans made by foreign governments or international economic organizations with the approval of the State Council.